United Concordia is partnering with the State of North Carolina through the NCFlex program because we care about you and your family's dental hygiene. Lack of dental hygiene can often cause problems to the immune system, which can expose you to greater risk of illness and infection. To help maintain a healthier smile and a healthier you, we encourage you to follow the advice of your dentist and the American Dental Association. Your dental plan emphasizes preventive care to help avoid costly procedures commonly caused by delayed treatment.

Affordable Plan Options

NCFlex offers both a High Option and a Low Option dental plan. With either plan option you can visit a network or non-network dentist. Choosing one of our participating providers helps lower out-of-pocket costs and eliminates the need to fill out claim forms. You may still use your dentist even if they are not in the network; however, the dentist may bill you for any difference between the benefit allowance and his/her fee.

Plan changes for 2012

• Introducing the option to visit a dentist in our Advantage Plus Network
• X-ray frequency changes to the LOW OPTION and HIGH OPTION PLAN
• Changes to the reimbursement for Type II services on the LOW OPTION PLAN
• Implants covered on the HIGH OPTION PLAN
• Frequency changes to replacement crowns on the HIGH OPTION PLAN
• HIGH OPTION ONLY - Preventive Incentive^® - With Preventive Incentive, all covered Class I Diagnostic and Preventive services do not count toward your annual plan maximum. This leaves you with more benefit dollars to use for other covered dental procedures. more>>

Refer to the Summary of Benefits located in the NCFlex Enrollment Guide or visit www.ncflex.org for information about what is covered on each plan.

How do I find a dentist? - If you would like to locate a participating dentist or check on the participation status of your current dentist, simply click on the button below;

What if I have a question? - For more information about the NCFlex pre-tax dental plan options, visit www.ncflex.org or call 1-800-291-8039 to speak with a United Concordia customer service representative.

After you are enrolled, visit My Dental Benefits for online access to your benefits detail, claim history, claim status, eligibility information and more! To register you will need your 12-digit ID number located on your ID card.